Own It Property Podcast

In Part 2 of the private sale deep dive, Dion unpacks the next-level strategies buyers need to master to win in today’s competitive market. From nailing the timing of your offer to navigating vague buyer competition and understanding vendor positioning, this episode is your ultimate guide to playing the private sale game smart. Learn the key questions to ask agents, how to avoid being used as a bargaining chip, and why your offer’s deadline and strength matter more than ever. If you're serious about securing a home without overpaying, this is essential listening.

In this episode of the Own It Podcast, Dion dives deep into the ins and outs of making a private sale offer—especially helpful for first-time buyers navigating today’s heated property market. Learn how to craft the most attractive offer, when to go unconditional, and how to use the cooling-off period to your advantage. With practical tips from a former real estate agent turned buyer’s advocate, you’ll walk away knowing how to read the play, avoid costly mistakes, and maximise your shot at securing your dream home. Whether you're dealing with set date sales or navigating expressions of interest, this episode is packed with strategic advice you won’t want to miss.

In Part 2 of our deep dive into investment property strategies, Wayne returns to the Own It Podcast to unpack common pitfalls that catch first-time investors off guard. From overpaying for shiny new builds to the risks of buying in your own backyard, we cover it all. Tune in for essential insights on why emotion should be left at the door, and get Wayne’s expert tips on how to make a smart, calculated investment. Whether you’re considering rentvesting, eyeing regional opportunities like Cairns or Mackay, or wondering where $700,000 can get you in today’s market—this episode has you covered!

In this special episode of Own It, Dion is joined by buyer’s agent Wayne for a deep dive into investment properties — perfect for first-time investors and those curious about rentvesting. With property markets shifting and opportunities emerging beyond traditional hot spots, this episode explores:
Why Melbourne might be waking up
The rising popularity of rentvesting
Timing the market vs. time in the market
What really makes a “good” investment property
Capital growth vs. rental yieldWhether you’re planning your first purchase or building your portfolio, this episode sets the foundation. Tune in for honest insights, practical advice, and what NOT to buy.
Disclaimer: This is general information only and not financial or investment advice. Always consult a licensed professional.

Are you asking the right questions before you buy property? In this episode, Dion pulls back the curtain on the five crucial questions that most buyers never think to ask their real estate agent—but absolutely should. From uncovering hidden material facts to gauging the seller's motivation, this episode is packed with practical tips that could save you thousands and spare you from regret. Whether you're a first-time buyer or a seasoned investor, you’ll walk away with sharper negotiation tools and a better grip on the buying process. Don’t miss this one!

Dion breaks down one of the biggest challenges property buyers face: figuring out if a home is genuinely within reach or if you're wasting time and money chasing something you'll never get. From reading buyer competition at open homes to interpreting agent behaviour around auctions, Dion shares practical, straight forward strategies to help you avoid costly missteps and stay focused on properties you can actually own. If you've ever walked away from a property disappointed—or worse, blindsided—this one's for you.

In this episode of the Own It Property Podcast, we wrap up our insightful four-part series with mortgage broker agent David Pelligra. We dive into the smartest questions property buyers should ask real estate agents—and why the usual ones might not get you the answers you need. From understanding auction dynamics to reading between the lines on vendor interest, Dion & David share tactical advice to help you navigate the home buying process like a pro. Whether you're a first-home buyer or seasoned investor, this is the info that could save you thousands.

Not all contract clauses are created equal. In this episode, Dion & David Pelligra return to unpack the fine print that could make or break your deal. Some clauses protect your wallet. Others could blow up your budget.
We cover:
Which clauses actually save you money (and how to use them)
The costly traps hiding in common contract terms
Why “subject to finance” might be your best friend — or your biggest risk
How to craft smarter offers without losing your leverage

In Part 2 of this deep dive, mortgage broker David Pelligra returns to the Own It Property Podcast to unpack the real world strategies first home buyers need to succeed in today’s market. Host Dion explores key topics like how government grants work, the truth about Lenders Mortgage Insurance (LMI), the role of HECS debt in borrowing, and how to avoid costly mistakes when applying for a mortgage. If you’re trying to navigate Australia’s complex property landscape—this episode is your guide.
👉 Perfect for first-time buyers, property pros, or anyone looking to learn what banks are really looking for.

Not all home loans are created equal - especially if you’re a first-time buyer. In this deep-dive episode, we unpack why 10 buyers can walk into the same bank and walk out with 10 different interest rates. From loan-to-value ratios to how job history and Afterpay affect your borrowing capacity, our expert guest breaks down the behind-the-scenes world of mortgage lending.
We explore the 3 types of pre-approvals, why buy now pay later can hurt your borrowing power more than a credit card, and how banks value properties differently (sometimes by $150K!). Plus: What to do if your bank's property valuation comes back short, and how to play it smart when you're days away from an auction.
Highlights include:
The truth about low interest rates and who actually qualifies
How fast you can realistically get a pre-approval before auction
Why being “loyal” to a bank could cost you
The hidden risks of credit card point hacking
How family advice can unintentionally sabotage your home buying journey
This episode is a must-listen for anyone thinking of buying property, refinancing, or navigating mortgage approval in Australia’s tight lending environment.